{"skill_id":"realtor_facilitate_mortgage_application","packages":[{"preview":{"capabilities":["read_authorized_local_records","reason_from_sources","perform_transparent_calculations","save_structured_text"],"description":"Assist the buyer in submitting a complete loan application","execution_mode":"buyer_workspace","input_labels_are_summary":true,"language":"en","license_revision":"single-use-v1","license_text":"RealtorTasksAI single-use workflow license version 1. Payment authorizes one execution of this exact skill version for the use ID in the delivery authorization. The purchaser's agent or LLM consumes the instructions and performs that one task. TasksAI does not perform the task or return its work result. After completing the execution, mark the authorization as used. Do not apply these instructions to another task or execution without another purchase. No ownership of the skill or right to unpaid reuse is granted. The buyer may retain and use its generated work result and receipt. Retained instruction bytes may be used only to complete or recover the original authorized execution; recovery does not grant an additional execution. Raw instruction-package redistribution, sublicensing, resale and publication are prohibited. The purchaser remains responsible for confidentiality, authorized local records, verification and professional decisions. API delivery recovery is available for seven days after settlement. If a confirmed payment cannot be recovered because of service failure, contact hello@realtortasksai.com with the receipt for replacement or refund. This policy does not limit nonwaivable rights.","limitations":["The purchaser's agent or LLM performs the task; the API delivers instructions only.","One purchase licenses one execution for the stated use ID. Another execution requires another purchase.","Live TasksAI jurisdiction research and reviewed jurisdiction source packs are unavailable in this channel.","Jurisdiction-neutral draft work only unless the professional supplies exact current authority locally.","Structured text only; Word and Excel outputs depend on separately validated buyer tools.","No external actions. Professional review, authorized source records and missing-information rules remain required."],"output_contract":{"audience":"Authorized real estate professional and designated reviewer","calculation_rules":[],"formats":["structured_text"],"missing_information":"Follow the source's missing-input and scope rules; consolidate unresolved items in a prioritized verification queue without inventing facts.","required_sections":[],"review_status":"draft_for_professional_review","section_labels_are_summary":true,"source_format":"**APPLICATION PACKAGE CHECKLIST**\n- [ ] Document Name | Status (Complete/Pending/N/A) | Notes\n- [ ] Document Name | Status | Notes\n[List 10–15 typical items with status indicators]\n\n**PRIORITY TIER**\n- **Immediate (submit with initial application):** [3–4 critical documents]\n- **Within 2–3 days:** [documents supporting initial review]\n- **Before appraisal/underwriting:** [conditional documents]\n\n**TIMELINE ALERTS**\n- [Note any deadlines tied to financing contingency date, appraisal deadline, or lender processing time relative to closing date]\n\n**DOCUMENT SOURCING GUIDANCE**\n- [For any pending documents, specify where/how buyer obtains them]\n\n**BUYER SUMMARY EMAIL DRAFT**\n[2–3 paragraph summary for agent to send buyer, including: what's needed, submission deadline, expected next steps, contact info for questions]\n\n**NEXT MILESTONE**\n- Submission target date: [date]\n- Expected underwriting response: [timeframe, typically 3–5 days]\n- Connection point: Schedule appraisal after [lender receives complete file]\n\n### Required Final Structure\n\nProduce a **Transaction Work Product** with:\n\n1. Transaction and agency-role summary\n2. Milestone table: item, contractual or target date, owner, status, source\n3. Document or coordination deliverable requested by the user\n4. Exceptions, conflicts, and missing approvals\n5. Communication drafts, clearly labeled **Draft—not sent**\n6. Next-action checklist\n\n","statuses":["completed_draft","partial_draft","needs_input","handoff","refused"],"table_columns":{}},"package_contract_version":"1.1","package_revision":1,"product_id":"realtor","skill_id":"realtor_facilitate_mortgage_application","skill_version":"1.2.1","source_input_format":"Provide the following information:\n\n**Buyer Details:**\n- Full legal name(s)\n- Contact information (phone, email)\n- Target loan amount and purchase price\n- Down payment percentage (if known)\n- Intended loan type (Conventional, FHA, VA, USDA, Jumbo, other)\n\n**Purchase Contract Information:**\n- Property address and MLS number (if applicable)\n- Purchase price\n- Contract date and target closing date\n- Any contingencies (appraisal, inspection, financing)\n- Earnest money amount deposited\n\n**Lender Information:**\n- Lender name and loan officer contact\n- Pre-approval letter details (if already obtained)\n- Any preliminary document requests received\n\n**Known Documentation Status:**\n- Which documents buyer has already gathered\n- Which documents are pending or unavailable\n\n","source_policy":{"coverage":[],"customer_data_in_lookup":false,"limitations":["No reviewed source pack or licensed TasksAI source-service access is included. Preserve unsupported authority status and professional review."],"live_research":"unavailable","mode":"neutral_draft_only"},"task_inputs":[],"title":"RealtorTasksAI — Facilitate mortgage application"},"offer":{"offer_id":"realtor_facilitate_mortgage_application-su-7fba1a25-cent1","payload_sha256":"7fba1a25b9ec9501012816ddebdc5c7ceca82d35d2b72b046301913ad2bbbbb8","price":{"currency":"USDC","atomic_amount":"10000","asset_decimals":6,"amount":"0.010000"},"network":"eip155:8453","asset":"0x833589fcd6edb6e08f4c7c32d4f71b54bda02913","pay_to":"0x89caab53754691f245fe20823b5c92dbd450a0ca","terms_revision":"single-use-v1","terms":"RealtorTasksAI single-use workflow license version 1. Payment authorizes one execution of this exact skill version for the use ID in the delivery authorization. The purchaser's agent or LLM consumes the instructions and performs that one task. TasksAI does not perform the task or return its work result. After completing the execution, mark the authorization as used. Do not apply these instructions to another task or execution without another purchase. No ownership of the skill or right to unpaid reuse is granted. The buyer may retain and use its generated work result and receipt. Retained instruction bytes may be used only to complete or recover the original authorized execution; recovery does not grant an additional execution. Raw instruction-package redistribution, sublicensing, resale and publication are prohibited. The purchaser remains responsible for confidentiality, authorized local records, verification and professional decisions. API delivery recovery is available for seven days after settlement. If a confirmed payment cannot be recovered because of service failure, contact hello@realtortasksai.com with the receipt for replacement or refund. This policy does not limit nonwaivable rights.","recovery_days":7,"purchase_url":"https://tasksai-agent-commerce-live-10437713249.us-central1.run.app/v1/agent/skills/realtor_facilitate_mortgage_application/package","withdrawn":false}}]}